Data protection

Data protection declaration

Debitos GmbH, Platz der Einheit 2, 60327 Frankfurt am Main (in the following: “We“) are, as the operator of the Secondary Debt Market on the website www.debitos.de (in the following: “Website”) and all belonging subdomains, the responsible entity for the personal data of the users (in the following: “You”) of the website in the sense of the Federal Data Protection Act (“FDPA“).
We protect your privacy and your private data. We collect, process, and use your personal data in accordance with the content of this data protection declaration as well as the applicable German data protection laws, particularly the FDPA and the Telemedia Act (“TMA”).
It is regulated under this data protection declaration, which personal data about you we collect, process, and use. For this reason, we urgently ask you to read the subsequent explanations thoroughly.

1.) COLLECTION OF PERSONAL DATA

1.1) Personal data in terms of this data protection declaration are individual items of data about your private or factual circumstances. This includes in particular your name, your email address, your address, and your telephone number as well as your account data and your tax specifications.
1.2) Personal data includes also information about your usage of our website. In this context, we collect personal data about you as follows: information about your visits of the website such as the amount of data transferred, the location from where you retrieve data from the website, as well as other communication data and sources that you retrieve. Normally, this is done through the application of logfiles and cookies. More information about logfiles and cookies is given in clause 3.

2.) PURPOSE OF USE

We use your personal data for the following purposes:
2.1) In order to provide the following services:
(a) for responding user requests,
(b) for processing the contracts concluded with you,
(c) for billing purposes, and
(d) for the technical administration of the Secondary Debt Market.
2.2) In order to ensure that our website is presented in a way that is as effective and interesting as possible to you, e.g. storage of displaying preferences.
2.3) In order to meet our obligations arising from any contracts concluded between you and us, e.g. guarantee of an orderly and at most undisturbed usage of the Secondary Debt Market;
2.4) In order to guarantee the operation of our website, in particular to determine and resolve mistakes of the website, to observe the occupancy rate of the website and to perform adjustments or improvements.
2.5) In order to meet our legal obligations, e.g. determination of a violation against penal provisions, competition law, third-party rights, protection of minors, consumer protection, or exclusion of a consumer from the Secondary Debt Market etc.;
2.6) In order to enable you to participate in interactive offers, provided that you wish so;
2.7) In order to inform you about modifications of our services.

3.) INFORMATION ABOUT YOUR COMPUTER, COOKIES, AND TARGETING

3.1) With every access to our page, we collect the following information about your computer: the IP-address of your computer, the inquiry of your browser as well as the time of this inquiry. Besides that, the status and the data volume transferred in the course of this inquiry are captured. [We also collect product and version information about the utilized browser and the operating system of your computer. We furthermore capture from which website the access to our page occurred.] Thereby, the IP-address of your computer is saved only for the duration of your utilization of the website and is thereafter instantaneously deleted or anonymized by truncation. The remaining data is saved for a limited duration.
3.2) Moreover, we possibly collect information about your utilization of our website by applying so-called browser-cookies. These are small text files, which are saved on your data carrier and save certain settings and data necessary for the exchange with our system via your browser. A cookie normally contains the name of the domain from where the cookie-data was sent as well as information about the age of the cookie and an alphanumeric identification character. Cookies enable our systems to recognize the device of the user and to immediately make eventual default settings available. As soon as a user accesses the platform, a cookie is transmitted to the hard drive of the user’s computer. Cookies help us to improve our website and that we can offer you a better service that is even more tailored to you. They allow us to recognize your computer, if you return to our website and as a result:
(a) To save information about your preferred activities on the website and thereby align our website with your individual interests. This includes for instance advertisement, which complies with your personal interests;
(b) To accelerate the speed of the execution of your inquiry.
3.3 In the cookies that we use, only the above exemplified data about your utilization of the website are saved. This does not happen through an allocation to you personally, but through assignment of an identification number to the cookie (“Cookie-ID”). A merger of the cookie-ID and your name, your IP-address, or similar data, which would enable an allocation of the cookie and you, does not take place. How you can prevent the application of browser-cookies, you find out in clause 8.
3.4) Our website uses so-called tracking-technologies. We utilize those technologies in order to design the internet offering more interesting to you. This technique allows to address internet users, who already showed interest in our website, with advertisement on websites of our partners. The fade-in of this advertising material on the pages of our partner happens based on a cookie-technology and an analysis of the previous usage behavior. This analysis occurs under a pseudonym and there are no user profiles merged with your personal data. In case you disagree with the creation of user profiles, you can disagree by sending us a message. After that, a special opt-out-cookie is filed on your computer, which has to be saved permanently. If you delete this cookie or it gets deleted automatically by browser settings, you have to install this cookie again at a repeated visit on our page.
3.5) We collaborate with Google Analytics, who support us in designing our internet offering and the website more interesting for you. Therefore, also cookies from those partner companies are saved on your hard drive at a visit on the webpage. Here it involves cookies that get deleted automatically after a prescribed time. Also through the cookies of our partner companies, data are collected only using a cookie-ID, which enables our advertising partners to address you with advertisement that you could actually be interested in. How you can prevent the application of such cookies, you find out in clause 8.

4.) DATA SECURITY

4.1) All information that you transmit to us, are saved on servers within the European Union. Unfortunately, the transmission of information via the internet is not completely safe, wherefore we cannot guarantee the security of the data that is transmitted to our website via the internet. However, we secure our website and other systems through technical and organizational measures against loss, damage, access, alteration, or distribution of your data through unauthorized persons. In particular, your private data is transmitted encrypted with us. In doing so, we help ourselves with the coding system SSL (Secure Socket Layer) [or TLS (Transport Layer Security)].
4.2) Insofar as Debitos engages external service providers, Debitos ensures that they are obligated to the compliance with data protection regulations. Besides that, the employees of Debitos are obligated to maintain confidentially.

5.) NO TRANSFER OF YOUR PERSONAL DATA

We do not transmit your personal data to third parties, unless you agreed to the data transfer or we are entitled or obligated to a data transfer due to legal regulations and/or regulatory or legal orders. This can particularly involve the exchange of information for the purpose of prosecution, averting a danger, or enforcement of intellectual property rights.

6.) DATA PROTECTION AND WEBSITES OF THIRD PARTIES

The website can contain hyperlinks to and from websites of third parties. If you follow a hyperlink to one of these websites, please note that we do not assume responsibility or guarantee for external content or data protection regulations. Please make sure of the respectively current data protection regulations, before you transmit personal data to these websites.

7.) MODIFICATIONS OF THESE DATA PROTECTION REGULATIONS

We reserve the right to modify these data protection regulations at any time with future effect. A recent version is always available on the website. Please visit the website regularly and inform yourself about the current data protection regulations.

8.) YOUR RIGHTS AND CONTACT

8.1) If you do not wish an application of browser-cookies, you can adjust your browser so that a storage of cookies is not accepted. Please note that in this case, you can use our website only limited or not at all. If you want to accept our cookies only, and not the cookies of our service providers and partners, you can choose the setting “block cookies from third-party providers” in your browser.
8.2) It is drawn to your attention that the collection, processing, and use of your data takes place on a voluntary basis. You can, at any time and free of charge, access your personal data, request disclosure and if necessary request its correction and/or inhibition. For this purpose and/or to receive more information about this, contact us via the support-email-address: service@debitos.de. If you have questions, comments, or requests regarding the collection, processing, and use of your personal data through us, please contact us at the indicated contact details as well.
8.3) Furthermore, you can refuse your agreement to the collection, processing, and use of your data or revoke it at any time with future effect with the consequence that you are excluded from the usage of the Secondary Debt Market. Declarations of revocation are to be directed to:
Debitos GmbH, Platz der Einheit 2, 60327 Frankfurt am Main; the support-email-address: service@debitos.de.
8.4) In case of revocation, the data will be deleted at Debitos with the entry of the declaration of revocation.

In case you have questions regarding the data protection at Debitos GmbH, you can contact our external data protection officer, Mr. Marco Schröder from the company 2B Advice GmbH. The data protection officer is, according to § 4f section 4 Federal Data Protection Act (FDPA), towards Debitos GmbH obligated to discretion on the identity of the parties affected as well as on circumstances, which allow conclusions to be drawn about the party affected. This shall not apply, if you release the data protection officer explicitly from this discretion obligation.
You can directly contact our data protection officer under the subsequent contact data.

2B Advice GmbH
Marco Schröder
Joseph-Schumpeter-Allee 25
53227 Bonn

E-Mail: debitos@2b-advice.com

Telefon: +49 228 / 92 61 65 – 100