About Debitos

Our team

Timur Peters

Managing Director


Timur Peters is the founder of Debitos GmbH. He holds a diploma in finance and law. He has more than 10 years’ experience in the range of finance.

Before Founding Debitos Timur Peters was responsible in the distribution of Software for Banks and Financial Institutions for Comarch for the D/A/CH Region. Next to this he has worked for several years as a self employed Project Consultant in the area of Financing of Litigation cases, Peer2-Peer Credit Marketplaces and other online projects for financial institutions.

Peter Riedel

Head of Illiquid Products


Before starting at Debitos, Peter Riedel was working for HETA Asset Resolution in Vienna. Here he was working within the restructuring team.

Before he was with Merrill Lynch and Hudson Advisors Germany GmbH (special servicer from Lone Star Funds). In both positions he was responsible for the asset management, work-out and for the sale of real estate and Non-Performing Loans. One further step in his career was at PwC Frankfurt, where he was working in the Corporate Finance Real Estate division. Peter Riedel´s vita includes a more than 15 year experience in work-out and sale of distressed loans. Mr. Riedel holds a law degree and the accreditation as attorney.

Ulrich Sprenzel



Ulrich Sprenzel has 20+ years international experience in the financial services industry and started his career at UniCredit Corporate Banking.

Prior to his career at Debitos he gained experience at Deutsche Pfandbriefbank, PwC, PAYMILL, among others. Ulrich has a professional track record in restructuring financial institutions, setting-up servicing units for banks and reorganising the operating model with a focus on risk and asset management. Additionally to his banking and consulting background he worked in various tech companies in financial leadership roles focussing on financial and digital innovation.

Frederik Tylleman

Chief Technology Officer


With 17 years of experience in the financial industry with focus on Capital Markets, Equities and Front Office for several European markets …

and electronic trading platforms, Frederik Tylleman begins his career at Debitos in 2018 as CTO.
Mr. Tylleman holds a degree in Media & Technology (B.A.) and is certified as a PRINCE2, SCRUM and Kofax practitioner.

Francesco Paolo Bellopede

Country Director Italy


Francesco Paolo has over 17 years of experience in Investment Banking. He started his career at Unicredit Corporate Banking and then …

moved to corporate finance boutique with focus on Italian SME market. He moved to London in 2007 and started his structured finance career at RAIT Financial Trust, managing the European CDO platform (AUM ~€ 1.3 billion). In 2012 he managed successfully the opening and development into the European market of a US broker-dealer active in trading of US and European structured finance and illiquid loans/bonds. In 2015 he joined Sterne Agee in London as Managing Director. He joined Flexagon Capital Solutions in August 2015 with specific focus on illiquid and distressed opportunities. He is Country Director for Italy at Debitos to cover NPLs-UTPs transactions on secondary market and develop the fintech platform in Italy.

Artur Kozlowski

Head of Retail Banks


As a trained surveying engineer he worked for the first eight years as consultant for IT products by energy supplier RWE.

After that he changed into finance sector.
He distributed IT products and services for saving banks (Sparkassen) and private banks included captives for car financing. First by tolina GmbH in Berlin and at least by EXCON GmbH near Frankfurt. At Debitos Mr. Kozlowski is responsible for the sale of retail debts by banks and financial institutions.

Roman Flik

Head of Customer Service


Roman Flik has many years of professional experience in the fields of sales, debt collection and customer service.

In his past, he was a communication electronics technician and has strong IT-skills.
Since 2014 he is the Head of Customer Service and is also involved in our HR division. Before Debitos he worked for two years as a Process Outtasking Service Manager at the PerfectServ GmbH a human resources company.

Ugur Bayazit

Software Developer


Ugur Bayazit began his career as Software Engineer for a PCI Compliant Payment Service Provider in Wiesbaden.

He was responsible for maintenance and development of the Payment Gateway.
Since 2013 he serves for Debitos as Software Developer. His tasks at Debitos range from maintenance and implementation of new features to acceptance testing for Debitos marketplace web application. Mr Bayazit holds a degree in Computer Science (B. Sc.) from University of Applied Sciences in Wiesbaden.

Chong-Chin Jan Hong

Frontend Developer


Chong-Chin Jan Hong began his career in 2011 as a Designer in the advertising business. There he was responsible for print-projects as …

well as online-projects. Since 2017 Mr. Hong serves for Debitos as a Frontend-Developer. His tasks range from developing and optimizing both the Debitos marketplace web application and corporate website regarding UI/UX. Mr. Hong holds a degree as a certified communication designer from the Academy of Visual Arts.

Wojciech Terpilowski



Wojciech Terpilowski has began his career as freelancer and he was responsible for implementing and supporting financial and …

accounting software for the government.
Since 2005 he was working for ILance company where he was developing auction platform and he obtained experience in auction systems. In 2010 he joined Debitos as developer and system administrator. At this time he participated in many courses like Cisco Academy, Novell Netware administration, Linux administration, PRINCE2 project management Mr Terpilowski holds a degree in Master of Science (MSc) from the University of Zielona Gora.