Timur Peters is the founder of Debitos GmbH. He holds a diploma in finance and law. He has more than 10 years’ experience in the range of finance.
Before Founding Debitos Timur Peters was responsible in the distribution of Software for Banks and Financial Institutions for Comarch for the D/A/CH Region. Next to this he has worked for several years as a self employed Project Consultant in the area of Financing of Litigation cases, Peer2-Peer Credit Marketplaces and other online projects for financial institutions.
Head of Illiquid Products
Before starting at Debitos, Peter Riedel was working for HETA Asset Resolution in Vienna. Here he was working within the restructuring team.
Before he was with Merrill Lynch and Hudson Advisors Germany GmbH (special servicer from Lone Star Funds). In both positions he was responsible for the asset management, work-out and for the sale of real estate and Non-Performing Loans. One further step in his career was at PwC Frankfurt, where he was working in the Corporate Finance Real Estate division. Peter Riedel´s vita includes a more than 15 year experience in work-out and sale of distressed loans. Mr. Riedel holds a law degree and the accreditation as attorney.
Head of Retail Debts
Heike Hollenberg started at Debitos in March 2016. She is specialized in portfolio management around the fields of trade, energy, …
telecommunication and e-commerce.
Prior to joining Debitos, Heike Hollenberg served for 17 years as sales director and manager for various collection agencies.
Head of Retail Banks
As a trained surveying engineer he worked for the first eight years as consultant for IT products by energy supplier RWE.
After that he changed into finance sector.
He distributed IT products and services for saving banks (Sparkassen) and private banks included captives for car financing. First by tolina GmbH in Berlin and at least by EXCON GmbH near Frankfurt. At Debitos Mr. Kozlowski is responsible for the sale of retail debts by banks and financial institutions.
Head of Customer Service
Roman Flik has many years of professional experience in the fields of sales, debt collection and customer service.
In his past, he was a communication electronics technician and has strong IT-skills.
Since 2014 he is the Head of Customer Service and is also involved in our HR division. Before Debitos he worked for two years as a Process Outtasking Service Manager at the PerfectServ GmbH a human resources company.
Francesco Paolo Bellopede
Country Director Italy
Francesco Paolo has over 15 years of experience in Investment Banking. He started his career at Unicredit Corporate Banking and then …
moved to corporate finance boutique with focus on Italian SME market. He moved to London in 2007 and started his structured finance career at RAIT Financial Trust, managing the European CDO platform (AUM ~€ 1.3 billion). In 2012 he managed successfully the opening and development into the European market of a US broker-dealer active in trading of US and European structured finance and illiquid loans/bonds. In 2015 he joined Sterne Agee in London as Managing Director. He joined Flexagon Capital Solutions in August 2015 with specific focus on illiquid and distressed opportunities. He is Country Director for Italy at Debitos to cover NPLs-UTPs transactions on secondary market and develop the fintech platform in Italy.
Chief Technology Officer
With 17 years of experience in the financial industry with focus on Capital Markets, Equities and Front Office for several European markets …
and electronic trading platforms, Frederik Tylleman begins his career at Debitos in 2018 as CTO.
Mr. Tylleman holds a degree in Media & Technology (B.A.) and is certified as a PRINCE2, SCRUM and Kofax practitioner.
Senior Full Stack Developer
As an expert in financial technology (FinTech), financial services, investment banking and core banking digital solutions, Adib Istanbouli helped several …
well-known regulated brokers and banks throughout his 10+ years of experience between Frankfurt and Dubai by building solid multi-asset trading terminals and liquidity bridging tools with record achievements.
Specialized in best-in-class development and prototyping of online, offline and cross platforms, complex and distributed server-side financial applications with focus on the latest reliable technologies.
Ugur Bayazit began his career as Software Engineer for a PCI Compliant Payment Service Provider in Wiesbaden.
He was responsible for maintenance and development of the Payment Gateway.
Since 2013 he serves for Debitos as Software Developer. His tasks at Debitos range from maintenance and implementation of new features to acceptance testing for Debitos marketplace web application. Mr Bayazit holds a degree in Computer Science (B. Sc.) from University of Applied Sciences in Wiesbaden.
Chong-Chin Jan Hong
Chong-Chin Jan Hong began his career in 2011 as a Designer in the advertising business. There he was responsible for print-projects as …
well as online-projects. Since 2017 Mr. Hong serves for Debitos as a Frontend-Developer. His tasks range from developing and optimizing both the Debitos marketplace web application and corporate website regarding UI/UX. Mr. Hong holds a degree as a certified communication designer from the Academy of Visual Arts.
Wojciech Terpilowski has began his career as freelancer and he was responsible for implementing and supporting financial and …
accounting software for the government.
Since 2005 he was working for ILance company where he was developing auction platform and he obtained experience in auction systems. In 2010 he joined Debitos as developer and system administrator. At this time he participated in many courses like Cisco Academy, Novell Netware administration, Linux administration, PRINCE2 project management Mr Terpilowski holds a degree in Master of Science (MSc) from the University of Zielona Gora.
Prof. Dr. Mark Wahrenburg
Member of the Advisory Board
Prof. Dr. Mark Wahrenburg is chairman for Banking Management at the Goethe University, Frankfurt. He has extensive international experience, among other things as a guest professor at the Wharton School of …
… the University of Pennsylvania and a one-year residency in Ho Chi Minh City, building the Vietnamese German University. Prof. Dr. Wahrenburg is the founder and a board member of the Goethe Business School and President of the Goethe Finance Association. As a management consultant for McKinsey and American Management Systems he has many years of practical experience. Within Unibators at Goethe University, Prof. Dr. Wahrenburg supports the creation of companies in the financial sector.
Dr. Jochen Gutbrod
Member of the Advisory Board
Dr. Jochen Gutbrod was born in 1963. He studied economics at the University of St. Gallen, London School of Economics and Fribourg University. Dr. Jochen Gutbrod held senior positions at Schroder Investment Management Ltd, …
… London, and Lombard Odier & Cie, Genf/Zürich. He is also co-founder of ifund services AG and fundinfo AG, both service providers for banking and insurance. In 2003 he joined the Georg von Holtzbrinck publishing group as Commercial Director, where he acted until April 2010 as Vice Chairman on the Board of Management. From 2004 onwarsdDr. Gutbrod was also responsible for Holtzbrinck Digital and Holtzbrinck Ventures, which he established as leading German internet associate companies, with holdings such as PARSHIP, bol.com, gutefrage.net, Searchmetrix, Wooga, studiVZ, Brands4friends and Zalando.
Since May 2010 Dr. Jochen Gutbrod has been Chairman of the Board of Management of the Raffay Group, a medium-sized family business with activities in the internet (RI Digital Ventures, Raffay & Cie.) and property fields. Examples of holdings are Auctionata, Forum Executive, Studitemps, Meinauto, Westwing, Blacklane, windeln.de, Paymill, Luxodo and Debitos.
Dr. Axel Wieandt
Member of the Advisory Board
Dr. Axel Wieandt, born in 1966, studied from 1986 until 1990 Business Administration at the WHU-Otto Beisheim School of Management, first in Koblenz and later in Vallendar.
From 1991 until 1992 he completed a M.B.A. at the J.L. Kellogg Graduate School of Management in Evanston, Illinois, as a DAAD scholar (Procter&Gamble Scholarship). Mister Horst Albach was his liaison professor at the “Studienstiftung des Deutschen Volkes e.V.” and doctoral supervisor at the WHU, where Axel Wiandt obtained a doctor degree (Dr. rer. pol.) in 1993.
After his study, Axel Wiandt started his career as a consultant at McKinsey & Company in Düsseldorf and Boston. After an intermediate station in the Investment Banking department of Morgan Stanley & Co. Ltd in London, he switched to the Deutsche Bank AG in Frankfurt am Main. He worked for the Deutsche Bank until 2008 as Head of Corporate Development / Corporate Investments. In autumn 2008, the peak of the financial crisis, he was appointed by a syndicate from the German financial sector, to serve as Managing Director for the Hypo Real Estate Holding AG. After the stabilization, restructuring and nationalization of the Hypo Real Estate Group, he switched back to the Deutsche Bank in 2010. In 2011, he worked again in the Investment Banking sector, as Managing Director for the Credit Suisse (Europe) Ltd. From 2012 until 2015, he was appointed by the “Deposit Guarantee Fund of German private banks” to organize the negative growth of the Valovis Bank AG, as the Managing Director.
Axel Wieandt serves as honorary professor for financial intermediaries at the WHU in Vallendar and lecturer for bank management at the Goethe Business School in Frankfurt am Main. In spring 2016, he held guest professorships in the field of Finance at the J.L. Kellogg Graduate School of Management. Axel Wieandt is member of different advisory boards. Besides that, he is a board of trustees member of the “Europäische Stiftung Kaiserdom zu Speyer”.
Member of the Advisory Board
Karl Olbert is an active business angel with focus on fintech and legal tech business models. Mr. Olbert has a long and successful background in the asset management industry.
For many years Karl Olbert worked with the Deutsche Bank Group, first in Mannheim (Germany) managing fixed income and equity portfolios for institutional investors, then as European Equity Portfolio Manager with Morgan Grenfell Asset Management in London, and subsequently as Managing Director of Deutsche Asset Management, Frankfurt, with responsibility for institutional key client relationships and business development. Later he was responsible for State Street Global Markets’ business in Germany, which included specialized services for institutional clients and asset management companies around trading, research and operational efficiencies covering equities, bonds and foreign exchange.
Karl Olbert’s financial education comprises an investment banking seminar at Stern School of Business, New York University. Furthermore, he completed an advanced executive program at London Business School. Mr. Olbert studied law at the Universities of Heidelberg and Geneva; he holds a law degree (2. Staatsexamen) from the State of Baden Württemberg.
Debitos was founded by Timur Peters with the idea of combining the concepts of “factoring” and “peer-to-peer lending” and adapting them to the market of non-performing loans (NPLs) as well as enforceable claims. The technical development of the online platform finally started in late 2010 after an intensive exchange with the “Bundesanstalt für Finanzdienstleistungsaufsicht” (Federal Agency for Financial Services Supervision, BaFin) and the German privacy protection authorities. Later in 2010, the venture capital company Paua Ventures invested into Debitos.
In February 2011, the operational beta-phase began and the first transactions were successfully completed soon thereafter.
The official launch of Debitos’ Secondary Debt Market followed in January 2012. During this year, Debitos moved into its new office at Friedrich-Ebert-Anlage 36 in Frankfurt am Main and the further investments by Paua Ventures, RI Digital Ventures, and an Angel Investor enabled the continued growth of the company.
Sellers on Debitos benefit especially from high transaction prices, which are enabled through the unique auction procedure and the continuously growing competition among the registered investors. In 2013, the number of registered investors exceeded 200 companies. The first EUR 20 million portfolio was sold in March 2013 and the total volume of claims offered simultaneously on Debitos marked a new record at EUR 890 million in November 2013. This rapid development illustrates the growing acceptance of Debitos in the corporate landscape, which is why also Otto Capital B.V. placed an equity investment in May 2013.
In the beginning of 2014, Debitos received the certification “Proven Online Portal” by the TÜV Saarland. In February 2014, the first EUR 600 million portfolio was sold via the online platform of Debitos. Moreover, the trading activities focused increasingly on NPLs and bankruptcy claims from banks and financial institutions. Starting in May 2014, Debitos allowed its sellers to trade real estate-secured NPLs. Since more and more deals with debtors from outside of Germany were offered, Debitos attracted an increased interest from international investors. To cater their needs, the English version of the trading platform was launched in November 2014.
In February 2015, the first insolvency claim with a value of EUR 10 million was successfully sold on Debitos. By the end of 2015, the total volume of successfully traded claims on Debitos surpassed EUR 1 billion for the first time.
Debitos further expanded its offer at the beginning of 2016 and opened the secondary market for bankruptcy claims in February that year. Today, more than 1,800 banks and corporates actively use Debitos in order to trade both real estate-secured and unsecured NPLs, enforceable claims, and bankruptcy claims. You can find advantages for selling on Debitos „here“ and for buying on Debitos „here“.
By the year 2017 Debitos starts a year of growth and expansion. Due to the expansion of the team Debitos moved in March 2017 into a larger and more modern office in the TechQuartier in Frankfurt am Main.
Our office in Frankfurt am Main
Since March 2017 Debitos has moved into its new headquarter office located in the TechQuartier (Pollux), Platz der Einheit 2 in 60327 Frankfurt am Main. Close to the old office, centrally located, next to the fair in Frankfurt, we are using the modern and bright office with our employees.
You are warmly invited to visit us in our offices. We look forward to meeting you!
We are there for you
The Debitos office is open for you from Monday to Friday between 8.30 am and 6 pm. During these times you can contact us by telephone on 069-43 00 826 00, by email under [email protected], and of course personally on site.
Outside our business hours we ask that you write us an email, or leave a message on our answering machine.
Debitos is a financial technology company and Europe’s leading secondary marketplace for debt and real estate sales.
Through its auction-based online transaction platform banks, corporates and funds can sell their loans, claims & real estates to specialized investors. More than 600 qualified buyers make their bids in direct competition, and by reaching a minimum price set by the seller come to a settlement at the end of a determined time.
Banks and financial service providers in particular use our platform to realise secured and unsecured non-performing loans. Since the whole process of approaching investors over due diligence, Q&A, pricing for the auction and fulfilling the contracts take place online, transactions are concluded in a matter of weeks.
In order to further increase our growth – up to now financial products with a nominal value of more than 4 billion Euros were traded through Debitos – we seek qualified staff who are not afraid of a challenge. Take this chance to assume responsibility in a dynamic growth area and conquer the European market with us!
We are a small team with a level hierarchy. Variety, fun and a hunger for innovation are at the foreground of our daily work. The modern office (with table football) is situated in the centre of Frankfurt. Our investors love us. We are poised at the beginning of a success story and there is still a long way to go.
Have we aroused your interest? Then we look forward to your application for the job postings below.
Free Drinks and Coffee
Good Connection to Public Transport
Regularly Organised Teamevents