Timur Peters is the founder of Debitos GmbH. He holds a diploma in finance and law. He has more than 10 years’ experience in the range of finance.
Before Founding Debitos Timur Peters was responsible in the distribution of Software for Banks and Financial Institutions for Comarch for the D/A/CH Region. Next to this he has worked for several years as a self employed Project Consultant in the area of Financing of Litigation cases, Peer2-Peer Credit Marketplaces and other online projects for financial institutions.
Head of Illiquid Products
Before starting at Debitos, Peter Riedel was working for HETA Asset Resolution in Vienna. Here he was working within the restructuring team.
Before he was with Merrill Lynch and Hudson Advisors Germany GmbH (special servicer from Lone Star Funds). In both positions he was responsible for the asset management, work-out and for the sale of real estate and Non-Performing Loans. One further step in his career was at PwC Frankfurt, where he was working in the Corporate Finance Real Estate division. Peter Riedel´s vita includes a more than 15 year experience in work-out and sale of distressed loans. Mr. Riedel holds a law degree and the accreditation as attorney.
Head of Retail Debts
Heike Hollenberg started at Debitos in March 2016. She is specialized in portfolio management around the fields of trade, energy, …
telecommunication and e-commerce.
Prior to joining Debitos, Heike Hollenberg served for 17 years as sales director and manager for various collection agencies.
Head of Retail Banks
As a trained surveying engineer he worked for the first eight years as consultant for IT products by energy supplier RWE.
After that he changed into finance sector.
He distributed IT products and services for saving banks (Sparkassen) and private banks included captives for car financing. First by tolina GmbH in Berlin and at least by EXCON GmbH near Frankfurt. At Debitos Mr. Kozlowski is responsible for the sale of retail debts by banks and financial institutions.
Head of Customer Service
Roman Flik has many years of professional experience in the fields of sales, debt collection and customer service.
In his past, he was a communication electronics technician and has strong IT-skills.
Since 2014 he is the Head of Customer Service and is also involved in our HR division. Before Debitos he worked for two years as a Process Outtasking Service Manager at the PerfectServ GmbH a human resources company.
Chief Technology Officer
With 17 years of experience in the financial industry with focus on Capital Markets, Equities and Front Office for several European markets …
and electronic trading platforms, Frederik Tylleman begins his career at Debitos in 2018 as CTO.
Mr. Tylleman holds a degree in Media & Technology (B.A.) and is certified as a PRINCE2, SCRUM and Kofax practitioner.
Ugur Bayazit began his career as Software Engineer for a PCI Compliant Payment Service Provider in Wiesbaden.
He was responsible for maintenance and development of the Payment Gateway.
Since 2013 he serves for Debitos as Software Developer. His tasks at Debitos range from maintenance and implementation of new features to acceptance testing for Debitos marketplace web application. Mr Bayazit holds a degree in Computer Science (B. Sc.) from University of Applied Sciences in Wiesbaden.
Chong-Chin Jan Hong
Chong-Chin Jan Hong began his career in 2011 as a Designer in the advertising business.
There he was responsible for print-projects as …
well as online-projects. Since 2017 Mr. Hong serves for Debitos as a Frontend-Developer. His tasks range from developing and optimizing both the Debitos marketplace web application and corporate website regarding UI/UX. Mr. Hong holds a degree as a certified communication designer from the Academy of Visual Arts.
Wojciech Terpilowski has began his career as freelancer and he was responsible for implementing and supporting financial and …
accounting software for the government.
Since 2005 he was working for ILance company where he was developing auction platform and he obtained experience in auction systems. In 2010 he joined Debitos as developer and system administrator. At this time he participated in many courses like Cisco Academy, Novell Netware administration, Linux administration, PRINCE2 project management Mr Terpilowski holds a degree in Master of Science (MSc) from the University of Zielona Gora.
Debitos was founded by Timur Peters with the idea of combining the concepts of “factoring” and “peer-to-peer lending” and adapting them to the market of non-performing loans (NPLs) as well as enforceable claims. The technical development of the online platform finally started in late 2010 after an intensive exchange with the “Bundesanstalt für Finanzdienstleistungsaufsicht” (Federal Agency for Financial Services Supervision, BaFin) and the German privacy protection authorities. Later in 2010, the venture capital company Paua Ventures invested into Debitos.
In February 2011, the operational beta-phase began and the first transactions were successfully completed soon thereafter.
The official launch of Debitos’ Secondary Debt Market followed in January 2012. During this year, Debitos moved into its new office at Friedrich-Ebert-Anlage 36 in Frankfurt am Main and the further investments by Paua Ventures, RI Digital Ventures, and an Angel Investor enabled the continued growth of the company.
Sellers on Debitos benefit especially from high transaction prices, which are enabled through the unique auction procedure and the continuously growing competition among the registered investors. In 2013, the number of registered investors exceeded 200 companies. The first EUR 20 million portfolio was sold in March 2013 and the total volume of claims offered simultaneously on Debitos marked a new record at EUR 890 million in November 2013. This rapid development illustrates the growing acceptance of Debitos in the corporate landscape, which is why also Otto Capital B.V. placed an equity investment in May 2013.
In the beginning of 2014, Debitos received the certification “Proven Online Portal” by the TÜV Saarland. In February 2014, the first EUR 600 million portfolio was sold via the online platform of Debitos. Moreover, the trading activities focused increasingly on NPLs and bankruptcy claims from banks and financial institutions. Starting in May 2014, Debitos allowed its sellers to trade real estate-secured NPLs. Since more and more deals with debtors from outside of Germany were offered, Debitos attracted an increased interest from international investors. To cater their needs, the English version of the trading platform was launched in November 2014.
In February 2015, the first insolvency claim with a value of EUR 10 million was successfully sold on Debitos. By the end of 2015, the total volume of successfully traded claims on Debitos surpassed EUR 1 billion for the first time.
Debitos further expanded its offer at the beginning of 2016 and opened the secondary market for bankruptcy claims in February that year. Today, more than 1,800 banks and corporates actively use Debitos in order to trade both real estate-secured and unsecured NPLs, enforceable claims, and bankruptcy claims. You can find advantages for selling on Debitos „here“ and for buying on Debitos „here“.
By the year 2017 Debitos starts a year of growth and expansion. Due to the expansion of the team Debitos moved in March 2017 into a larger and more modern office in the TechQuartier in Frankfurt am Main.
Our office in Frankfurt am Main
Since March 2017 Debitos has moved into its new headquarters office located in the TechQuartier (Pollux), Platz der Einheit 2 in 60327 Frankfurt am Main. Close to the old office, centrally located, next to the fair in Frankfurt, we are using the modern and bright office with our employees.
You are warmly invited to visit us in our offices. We look forward to meeting you!
We are there for you
The Debitos Receivables Exchange office is open for you from Monday to Friday between 8.30 am and 6 pm. During these times you can contact us by telephone on 069-43 00 826 00, by email under email@example.com, and of course personally on site.
Outside our business hours we ask that you write us an email, or leave a message on our answering machine.
Debitos is Germany’s first claim exchange, through which businesses of all types can buy receivables. More than 500 qualified buyers make their bids in direct competition, and by reaching a minimum price set by the seller come to a settlement at the end of a determined time.
Banks and financial services providers in particular use our platform to realise secured and unsecured non-performing loans. Since the whole process of approaching investors over due diligence, Q&A, pricing for the auction and fulfilling the contracts take place online, transactions are concluded in a matter of weeks.
In order to further increase our growth – up to now receivables with a nominal value of more than 1 billion Euros were traded through Debitos – we seek qualified staff who are not afraid of a challenge. Take this chance to assume responsibility in a dynamic growth area and conquer the German market with us!
We are a small team with a level hierarchy. Variety, fun and a hunger for innovation are at the foreground of our daily work. The modern office (with table football) is situated in the centre of Frankfurt. Our investors love us. We are poised at the beginning of a success story and there is still a long way to go.
Have we aroused your interest? Then we look forward to your application for the job postings below.
Free Drinks and Coffee
Good Connection to Public Transport
Regularly Organised Teamevents