{"id":21892,"date":"2020-12-04T15:29:36","date_gmt":"2020-12-04T14:29:36","guid":{"rendered":"https:\/\/www.debitos.com\/news\/eba-study-many-bank-loans-affected-by-payment-extensions\/"},"modified":"2020-12-07T15:42:08","modified_gmt":"2020-12-07T14:42:08","slug":"eba-study-many-bank-loans-affected-by-payment-extensions","status":"publish","type":"post","link":"https:\/\/www.debitos.com\/el\/news\/eba-study-many-bank-loans-affected-by-payment-extensions\/","title":{"rendered":"EBA study: Many bank loans affected by payment extensions"},"content":{"rendered":"<p>Many businesses and individuals have made use of payment moratoria and other measures taken by many EU countries to limit the effects of COVID-19. This is the result of a <a href=\"https:\/\/eba.europa.eu\/banks-report-significant-use-covid-19-moratoria-and-public-guarantees\" target=\"_blank\" rel=\"noopener noreferrer\">study<\/a> published at the end of November by the European Banking Authority (EBA). According to the study, small and medium-sized enterprises in particular made use of the moratoria and delayed the repayment of due bank.<\/p>\n<p>As of June 2020, a nominal loan volume of EUR 871 billion was granted moratoria on loan repayments, comprising about 6% of banks\u2019 total loans and close to 7.5% of total loans to households and firms. In total, 16% of SME loans were granted moratoria, followed by 12% of commercial real estate loans and 7% of residential mortgage loans. The use of moratoria was widely dispersed across countries and banks, with a few banks reporting that almost 50% of their total loans to firms and households were subject to moratoria.<\/p>\n","protected":false},"excerpt":{"rendered":"SMEs in particular benefit from moratoria","protected":false},"author":2,"featured_media":18086,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[130],"tags":[],"class_list":["post-21892","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category--el"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.debitos.com\/el\/wp-json\/wp\/v2\/posts\/21892","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.debitos.com\/el\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.debitos.com\/el\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.debitos.com\/el\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.debitos.com\/el\/wp-json\/wp\/v2\/comments?post=21892"}],"version-history":[{"count":1,"href":"https:\/\/www.debitos.com\/el\/wp-json\/wp\/v2\/posts\/21892\/revisions"}],"predecessor-version":[{"id":21896,"href":"https:\/\/www.debitos.com\/el\/wp-json\/wp\/v2\/posts\/21892\/revisions\/21896"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.debitos.com\/el\/wp-json\/wp\/v2\/media\/18086"}],"wp:attachment":[{"href":"https:\/\/www.debitos.com\/el\/wp-json\/wp\/v2\/media?parent=21892"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.debitos.com\/el\/wp-json\/wp\/v2\/categories?post=21892"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.debitos.com\/el\/wp-json\/wp\/v2\/tags?post=21892"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}